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Bankruptcy

When you’re ready to rebuild financially

If you simply can’t pay your debts, restructuring or eliminating them through bankruptcy might be the first step to a fresh start.

This happens either by setting up a workable payment plan or by eliminating most types of debt. Our experienced bankruptcy attorneys will carefully outline the costs and benefits of bankruptcy, and help you evaluate your options. No situation is the same as another, so the best way to get answers for your situation is to meet with us for a free consultation to discuss the challenges you’re facing.

Most debts are eligible for bankruptcy, but some types of debt are typically not dischargable

  • Child support and spousal maintenance/alimony
  • Most income tax debt
  • Student loans
  • Debts relating to criminal or fraudulent conduct

Secured loans and Chapter 13 Bankruptcy

Loans that involve collateral, such as home mortgages and car loans, are called “secured debts.” Secured debts can be discharged in bankruptcy, but secured creditors can reclaim their property. If you stop paying these loans the collateral property will likely be foreclosed or repossessed. However, a Chapter 13 bankruptcy repayment plan can give you some time to catch up on payments.

Talk to a lawyer today about Bankruptcy:

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Bankruptcy Attorneys and Paralegals